Services & Approach
Independent Advice. Fiduciary Standard.
Our practice is built on a straightforward principle: advice that is always in your best interest, free from the conflicts that come with product sales or broker-dealer affiliation.
Our Approach
James Heavey Wealth Advisors, LLC, operates as an independent, fee-based registered investment advisor. We are not affiliated with any bank, broker-dealer, or insurance company, and we do not earn commissions on the products we recommend.
As an Accredited Investment Fiduciary®, Jim Heavey is held to the fiduciary standard — a legal and ethical obligation to act solely in the client's best interest. This is the foundation of every recommendation we make.
We believe that effective financial guidance begins with a thorough understanding of your complete financial picture: your goals, your tax situation, your business interests, and your values.
Areas of Practice
Financial Planning
Comprehensive financial planning that addresses retirement, estate, tax, and cash flow considerations. We work with you to build a clear picture of where you are and a realistic path to where you want to be.
Investment Management
Disciplined, goals-oriented portfolio management. We use Riskalyze to quantify your personal risk tolerance and build investment strategies that reflect your objectives, time horizon, and tax situation.
Small Business Retirement Plans
Design, implementation, and ongoing management of business retirement plans — including SEP-IRAs, SIMPLE IRAs, and 401(k) plans. We help business owners use retirement plans as a tool for tax reduction and employee retention.
Fiduciary Services
Independent fiduciary oversight for nonprofit organizations and institutional investors. We help boards and trustees meet their stewardship obligations with documented, prudent investment processes.